Insurance protection for third-party property damage or personal/advertising injuries allegedly caused by you or an employee.
We all know how slippery that snow gets when it melts off your boots as you walk into someplace warm. Now, imagine if someone slips on that wet floor as they walk into your business. Or a product you sell causes an allergic reaction. This policy can protect against incidents such as these and many more third-party incidents.
Insurance that covers the cost of repairing damage to the structure of your property
Let's say you have a small fire in your building, or a pipe break and your walls get damaged. This policy protects your structure and fixtures, aka the "bones" of your building. However, it won't cover the loss of things such as, contents, inventory, etc. inside the structure.
Insurance that pays for damage to, or loss of, an individual’s personal possessions while they are located within that individual’ business however, it does not include possessions that are permanently attached to the structure of the home.
Everything you need to make your business run, your desk, your computers, file cabinets, machines you name it, this policy covers it. This policy applies to many different businesses, call today for a more comprehensive quote for your business.
Insurance that provides coverage for damages to property from a number of perils. An expense that appears on a business's income statement and represents the inventory cost of the goods sold during a particular period.
This protects the value of the inventory while it is in your care.
Insurance policy that covers specific equipment and tools owned or in possession of a contractor. It provides protection for tools and equipment against perils like fire, theft, vandalism, and flood, among others
Replacement value on equipment after disaster strikes could mean the difference in a business being able to continue operating or completely folding. Nobody wants the latter.
Workers' compensation insurance is a property and casualty insurance, legally required for most business owners when they hire one or more employee(s).
This is one of those situations that nobody expects to happen. Unfortunately, accidents happen and sometimes people get hurt. It's a tough situation to be in on all sides. Having the proper policy in place protects both of you should you ever need it.
Umbrella insurance fills the gaps. This policy provides extra coverage that sits on top of your existing policy. Umbrella insurance protects your business from holes or limits in your existing coverage that could leave you open to a big loss
Commercial insurance refers to a policy that is meant to protect a business from future risks. Coverage may include business property damage, loss of income due to a business interruption, legal issues, theft, and employees' grievances.
Even when certain precautions are taken, unforeseen events happen. For those situations, there's commercial insurance. Sometimes these events can even threaten the owner's personal property. This policy protects you from pricey lawsuits and other legal battles.
Insurance coverage for a company's use of cars, trucks, vans, and other vehicles used in the course of its business.
Whether you run a construction company, catering business, or your personal assistant picks up your dry cleaning. Anytime you have employees driving company vehicles, you will need to have the proper coverage.
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